Kritzer Insurance Agency

Protecting Your Business · Protecting Your Family

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We represent several insurance companies with programs designed for restaurants.  One of the programs is endorsed by the Restaurant & Hospitality Association of Indiana.  You you do not have to be a member of the association to apply for insurance coverage with the endorsed program.  However, special rates, coverages, and a dividend program are available to members.  

For restaurants having a wet fire suppression system, good claims history, and a committment to safety, our companies can provide you with very competitive coverage.  We can insure single locations as well as chains.  Fast Food, Full-Service, Franchised Chains, Chinese, Pizza, Upscale, Sub Shops, Grill & Bars. We even represent a program for bars & taverns that includes liquor liability.  Restaurant coverage available includes the following:


                    *  Property
                    *  12 Months Loss of Income
                    *  Spoilage
                    *  Equipment Breakdown
                    *  Food Contamination
                    *  General Liability
                    *  Liquor Liability
                    *  Employment Practices
                    *  Crime
                    *  Auto
                    *  Workers Compensation
                    *  Umbrella

Many more coverages are available to qualifying restaurants.